201505.18
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How should I answer questions during a hearing with an ALJ?

We recently wrote about the importance of preparing for your first hearing with an administrative law judge (ALJ). Preparing your answers to the ALJ’s questions is only half the battle; answering truthfully is the important part. The Social Security Administration does a nice job detailing the ALJ’s responsibilities where claimant testimony is concerned: The ALJ determines the…

201505.11
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Applying for Disability Benefits without Insurance

If you are looking to apply or see if you qualify for disability benefits without insurance, you’ve come to the right place. In order to prove disability, the Social Security Administration must have access to your medical records. However, many claimants find themselves in a position where, due to the loss of employment, they do…